Angle front view of the main office

Personal Checking

Financial Services that actually serve
With First American Bank & Trust's convenient and flexible checking solutions, it's easy to find an account that's just right for you.
 The Free Checking account from First American Bank & Trust makes banking better with plenty of extras without extra fees.
 
REQUIREMENTS:
  • $50 minimum to open
  • No monthly service charge

BENEFITS:
  • Visa® debit card
  • Free online banking with bill pay
  • Access to FAB Money Management personal financial management tool
  • Choice of paper statements or E-Statements
  • 24/7 automated phone access line
  • Free Notary Service
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law
 Improve your savings with The Premium Plus Account, especially tailored for customers who can maintain a higher balance in order to earn more interest.
 
REQUIREMENTS:
  • $50 minimum to open
  • $12.00 monthly service charge is waived with a minimum daily balance of $2,500 or an average collected balance of $5,000
 
BENEFITS:
  • Visa® debit card
  • Free online banking with bill pay
  • Access to FAB Money Management personal financial management tool
  • Choice of paper statements or E-Statements
  • 24/7 automated phone access line
  • Free Notary Service
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law
Write checks, pay bills and get online access anytime, all while earning a higher rate of interest on your money. The Investment Checking account is tailored to our customers who can maintain a minimum monthly balance of $10,000. The larger your monthly balance, the higher the interest paid.
 
REQUIREMENTS:
  • $50 minimum to open
  • $12.00 monthly service charge is waived with a minimum daily balance of $10,000
 
BENEFITS:
  • Free domestic wire transfers
  • Visa® debit card
  • Free online banking with bill pay
  • Access to FAB Money Management personal financial management tool
  • 24/7 automated phone access line
  • Free Notary Service
  • Free money orders and official checks
  • Free will review
  • Free first order of standard checks
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law
The Advantage Checking account is specifically tailored for employees of businesses who maintain an account with First American Bank & Trust. Open this checking account and begin earning a high level of interest* on the first $25,000.99 and pay zero monthly service charges.
 
REQUIREMENTS:
  • $50 minimum to open
  • No monthly service charge

BENEFITS:
  • Free online banking with bill pay
  • Access to FAB Money Management personal financial management tool
  • Choice of paper statements or E-Statements
  • 24/7 automated phone access line
  • Free Notary Service
  • Free will review
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law
 
* A higher rate will be paid on balances between one penny and $25,000.99 each statement cycle. A lower interest rate will be paid on all amounts above $25,000.99 each statement cycle.
The Rewards Checking Account pays a high level of interest on balances up to $25,000.99 with many additional features and no monthly service charges.
 
REQUIREMENTS:
  • $50 minimum to open
  • No monthly service charge
BENEFITS:
  • Free online banking with bill pay
  • Access to FAB Money Management personal financial management tool
  • 24/7 automated phone access line
  • Free Notary Service
  • Free will review
  • Unlimited check writing capabilities
  • FDIC insured to the maximum allowed by law
 
* A higher rate will be paid on balances between one penny and $25,000.99 each statement cycle. A lower interest rate will be paid on all amounts above $25,000.99 each statement cycle